Mortgage Home Loan Finance

About Mr Mortgage

Mr Mortgage has been helping home seekers apply online since 1999. Since that time we have assisted over 15,000 people to obtain mortgage loan finance and refinancing. Over the years we have found that more and more people use our home loan advisory services to better their current situations. Our mortgage consultants will you to better mortgage outcomes to source hard to get finance, especially bad credit loan refinancing, and lo doc home loan refinance, or debt consolidation loans.

History and Management

Mr Mortgage is held privately by Advestment Pty Ltd,

ACN 079 726 042.

Rick Adlam is the founder of Mr Mortgage and is responsible for acquisitions and retention.

Rick's background is in technical sales and automation, and has represented such Companies as Xerox, and Email Ltd and Honeywell Control Systems.

Rick Adlam has been involved in mortgage finance since 1996, co-founding Equity Home Loans in 1996.

In 1998 he founded one of Australia's first and most respected online mortgage broker Websites. [This one!]

Alan Porter JP [C.dec], is responsible for application workflow processes, back office, through to settlements [putting mortgage deals together and making them bank approval ready, and workflow practices]. Alan draws on his experience from 20 years with the Westpac Banking Corporation, where he held positions of accountant, assistant branch manager and Regional Manager of Housing Finance.

[Alan says that he has had 27 years experience in the finance business, unlike most of his peers in banking who have had one year's experience repeated 27 times!]

What we do

Mr Mortgage assists home loan seekers to find and settle competitive home loan finance. We do the work for you. We are especially good at getting applications "Bank ready" and re-submitting applicants who have been declined by their lender.

We use our own mortgage management and originations products and services through LoanMate, or our mortgage broker channel accreditations with other lenders.

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Links to Mr Mortgage Loan Applications

Mr Mortgage can help with home loans from most areas of mortgage lending, including the following:

Home Loan Application. For general mortgage loan, mortgage refinance and home equity loan applications please apply here now. More info about our home loan in mortgage frequently asked questions.
Business Finance Loan Application. Need a business loan ? Please apply here now. More info about business finance loans here.
Personal Finance Application. For personal loans, including car finance, wedding loans, travel loans apply here now. More info about personal finance here.
Auto/Car Loan Application. For auto loans, including new car loans, used car finance, and bad credit car loan, apply here now. More info about car loans here.

Mr Mortgage Links to Home Loan types

100 percent [No Deposit] Home Loans

100 Mortgage Loans don't need for you to have saved a deposit or down payment. With low mortgage interest rates and the first home buyers grant and the other savings offered by your State Government, that could mean moving in to your home sooner. Apply here now for a 100 mortgage loan. More info about no deposit home loans here.

Mortgage Refinance

Mr Mortgage refinance can make repayments easier by reducing monthly repayments. Apply here now for mortgage refinance. More info about Mortgage refinancing here.
95 Mortgage Refinance allows you to refinance, pay other bills out and get one low mortgage rate. Consolidate multiple loans and credit cards at 95% LVR here now to maximise your mortgage reduction plan. More info about mortgage refinance here.

Low Doc Mortgage

80 Low doc mortgage loans allow our clients to apply for a home loan with no income verification at low mortgage rates. Apply for an 80 lo doc loan here now.
90 Low doc mortgage loan finance allows our self employed and contractor clients to buy a home without the usual income verification dramas. Apply here now.
95 Low doc loan mortgages allow our self employed clients to buy a home with the usual income tests and business period test. Apply here now.

No Doc Mortgage

With our No Doc Loan our clients don't need no statutory declaration for your income, no financials to prove income, as long as you have 20% saved deposit or 20% equity if refinancing. Apply here now. More info about no doc home loans here.

Bad Credit Loan Mortgage

Bad credit mortgage loans allow our clients buy a home or refinance existing home finance with poor credit histories. For a bad credit mortgage loan apply here now. More info about bad credit mortgage loans here.
Bad Credit Car Loan Finance gives our clients with bad credit histories a second chance where people are over the reason for the bad credit. Apply here for car loan with bad credit. More info about bad credit car finance here.

Mr Mortgage links to Private Mortgage Loans

Private Mortgages are mortgage funds from private lenders. If your Mortgage broker and Banks have said no, then our clients may be able to get private mortgage funding here. If you have the equity [at least 20 percent] then they will lend on the asset, not the character of the borrower. If you have unpaid defaults for instance then this may be your only avenue left to secure a loan. This means that private mortgage finance may be available when all other sources will decline you. Apply here for private mortgage loan and get the advantages and disadvantages on private loans. For more info on asset lending [private mortgage lending] click here.

Mr Mortgage links to short term Mortgage finance

Short Term Mortgage Finance allows you to have the funds to complete a property transfer before your long term finance is in place. Short term loans, usually for 30 to 90 days mean that you won't lose a property because your lender hasn't settled. Apply for short term loans here. More info for short term home loan here.